Kamis, 06 Agustus 2009

[] Lower Car Insurance Rates for Students

has posted a new item, 'Lower Car Insurance Rates for Students'

Lower Car Insurance Rates for Students Usually, the best way to get lower rates
for a student is to add their name to an existing car insurance policy. If they
own the car themselves or are obviously the primary driver simply adding their
name isn't possible. There are, however some more tips specific to students for
lowering car insurance rates. Have a look. Outrageously high student car
insurance rates A recent survey showed that the average student can expect to
shell out anywhere between four and ten thousand dollars a year. Car insurance
companies charge these outrageous rates because, of course, new drivers are a
much higher risk. Thinking back to when I was in high-school it's a wonder any
of us were insurable at all. There were however some among us that certainly
deserved much lower rates than others. Most of those safer drivers fell into an
easy to spot pattern. With a bit of searching you should be able to find a car
insurance company that looks for this pattern as well. Criteria car insurance
companies use to determine lower student rates: This is by no means a complete
list of criteria car insurance companies look at to determine rates. These are
simply common signs that a student isn't a hormone enraged psychopath behind the
wheel of a death machine. Lower rates for Grade 'A' Students The majority of
insurance companies consider honor roll students to be safer drivers. Perhaps
it's because they have more to live for, or maybe it's because they're so busy
studying that they don't have much time for driving dangerously. Whatever the
case submitting a report card with a 'B average could bee all you need to lower
your rates. Extracurricular activities equals safer driver College students in
the Golden Key National Honor Society receive lowered rates from most car
insurance companies. Also students that are involved in or are members of
fraternities, and student associations like student congress are more likely to
receive a discount on their overall premium. Proximity to school and work
Insurance companies figure that any student that owns their own vehicle must
have a job. If said job is within a certain distance from home and school you
may qualify for a low-mileage discount. This can also include university
students that live on campus and therefore don't need to drive back and forth to
school on a regular basis. About the Author Jacob Wren is assistant editor of
Are You Covered? - a resource site that offers advice on lower student car
insurance rates and several other insurance topics.

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